These days almost everyone has a car of which the majority does not have an insurance considering it to be a costly investment. What they fail to realize is that having it is a must as getting their car insured can keep them from huge fines, the suspension of their license, impoundment of their car as well as jail time which can result if they are caught driving without such vital form of protection. Considering its significance we at American Insurance offer car insurance of different types to people residing in and around Cranford NJ, East Brunswick NJ, Edison NJ, Kenilworth NJ, New Jersey and Old Bridge.
A Brief at the Different Types
We at American Insurance offer the following types of car coverage policies namely,
- Liability- This is amid the most vital as this insurance will help in protecting you against the legal and financial repercussions of an accident especially affecting other property, driver or vehicle. The benefits of this coverage will apply only if you are held responsible for doing damage to others during an accident and not to your own car or yourself.
- Collision- This form of coverage will help in paying for damages to your car during an accident.
- Comprehensive- This is basically an extension of the collision coverage, which will cover your car when it faces damages from fire, theft or weather.
- Undersinsured/Uninsured Motorist Coverage- This insurance will cover you when you get involved in an accident where the driver is either underinsured or uninsured.
The key benefit of investing in our insurance policies is the monetary peace of mind. The special advantages that you get will vary resting on the coverage type that you obtain, but the common perks that you can enjoy include preservation of the car value, insulation from hefty expenses and legal protection. So if you wish to enjoy accident forgiveness, flexible payment plans and 24/7 roadside assistance get in touch with us today. We are available round the clock both online and through phone.
Car Insurance, and Business Insurance in Cranford and Edison, New Jersey, and offering Homeowners and Renters Insurance in East Brunswick. Commercial & Contractors Insurance.