Does your business have enough liability coverage?
Can your business ever have too much?
It’s true—today, even the smallest of mishaps can result in large lawsuits. That’s why all of us at American Insurance Services Agency take your protection seriously. General liability insurance, along with property and worker’s compensation insurance, is a crucial tool for most businesses. Liability insurance specifically protects the assets of a business when it is sued for something it may have – or have not – done to cause personal injury or property damage.
General liability coverage addresses accidents stemming from on-site accidents, as well as any injuries or damages incurred as a result of using goods or services sold on-premises. In addition to the financial limits of the policy, the coverage can be designed to cover supplemental payments for attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit.
At American Insurance Services Agency, we’re experts on determining the exact protection you and your business needs. The amount or level of coverage a business may require relies on a few key factors: perceived risk and the state in which you operate.
Our highly skilled agents strive to help you consider all aspects of your business to ensure that you are secure with the most appropriate policy available. From first considering the amount of risk associated with your business – to then addressing New Jersey-specific regulations, we help to customize a policy plan that works for you.
You can learn more about general liability coverage for business by speaking with one of our trusted agents today. Contact American Insurance Services Agency for more information, one of our dedicated insurance experts would be happy to take your questions and provide you with a free New Jersey general liability quote.