Workers Compensation Insurance for New Jersey.

Workers compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have New Jersey workers compensation insurance protection? Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage?

New Jersey Workers compensation is a type of insurance coverage that protects your employees in case of injury or disease during the course of employment.

Policies can provide coverage for:
  • Medical expenses
  • Lost income/wages
  • Rehabilitation costs
  • Death benefits
  • and more…

As a rule, a company with any employees is mandated to purchase New Jersey workers compensation insurance to cover medical expenses, permanent disability and a portion of an injured employee’s wages. If you do not offer it, you can be fined up to $2,500 a day and can face a Class D felony charge with a mandatory minimum one year prison sentence. Termination of an employee who is injured while working and/or who files a workers compensation claim is also illegal.

Having workers compensation coverage can save you and your business from costly lawsuits and employee issues. Workers Compensation Insurance protects your business AND your employees, who are oftentimes a huge part of the framework of a company. American Insurance Services Agency can provide you with a coverage program that is specifically tailored to meet your needs. We can also provide you with a free New Jersey workers compensation insurance quote. You’ll be surprised at how much your business can save by choosing to place your policy with American Insurance Services Agency; contact us today!