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Auto insurance is a must, not an option
You have many options when it comes to auto insurance. Irrespective of the options the important the amount of coverage, the reliability of your coverage and the cost. When you get the best of these three, you get best value car and auto insurance. If you want best value auto coverage in Cranford NJ, East Brunswick NJ, Edison NJ, Kenilworth NJ, New Jersey or Scotch Plains, then American Insurance can help.
You may have many options but one option you don’t have is not having vehicle insurance. That is partly because auto insurance is compulsory by law. Well at least some degree of coverage is compulsory. It comes down to social responsibility. A motor vehicle is a great thing, but it is also a dangerous thing. Your negligence as a driver can result in serious harm and damage to others. When that happens compensation is the first curve ball that will come your way. Third party insurance or liability insurance is compulsory. You need to be in a position to compensate other should your actions result in harm or damage and the only practical way to ensure you can do that is through car insurance. In fact, if you are caught driving without car insurance you will find yourself facing unpleasant fines as well as SR 44 filings and other consequences you don’t need or want.
Another reason why auto insurance is not optional is a common sense one. The risks are simply too high. Auto insurance is not expensive. The alternative can be financially crippling. Not only because of possible 3rd party claims, but also your potential losses and injuries. You rely on your car to get around, to get to work, to fetch the kids, to go to the shops. Being without a car can be a great inconvenience and a real problem. Proper auto insurance can help ensure you will not be without transport.