Condo or Townhouse Insurance for New Jersey.

Condominium insurance provides protection where condo associations do not. We’ll make sure you understand your bylaws and have the protection you need.
Need an insurance quote for your condo or townhouse?
You’ve come to the right place.

If you own a townhouse or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association will typically handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not typically cover your personal property within your own unit or your liability if someone is injured on your property.

Condo and town house coverage protects your possessions within your unit, including furniture, appliances, kitchen and bath facilities and your personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations and wallpaper.

If you would like to feel more secure, you should look into purchasing a condo or town house insurance plan from American Insurance Services Agency. Contact us to get a condo or townhouse insurance quote today.